Equipment Line
A better way to pay for equipment
One account to pay for equipment and fitout purchases in monthly instalments.
Seamless onboarding
Register online to open an account and access up to $1 million. Pay for any equipment purchases over $2,000Simplify your business
One account, one universal limit to purchase new or second-hand equipment from any supplier, any time.Optimise your cash flow
Buy equipment today or get that refurbishment underway. Pay in easy instalments spread over 5 years
Product information
The Equipment Line provides a better way to pay for equipment and fitout purchases. Use funds to purchase commercial equipment including technology, commercial equipment, and retail, office or industrial fit outs.
Repayments
Monthly over 5 years
120 day fitout repayment deferralAccount Limit
Up to $1 millionAnnual fixed rate
13.95% - 16.95%Fees
No establishment fees
No annual feesEquipment age
No age restriction – buy new
or second-handTime in business
Minimum 1 year: Up to $100K
Minimum 2 years+: Up to $1 million
How it works
- Register online to open an account
- Upload your invoice
- Your supplier is paid next business day
- You pay in monthly instalments
FAQs
- Limits under $500,000 can be approved within hours, with no paperwork. Once you sign your Facility Agreement, you can upload your invoice to Shift Online and the supplier will be paid the next business day.
- You’ll pay 13.95% - 16.95% fixed annual percentage rate, with no annual fees and no establishment fees. Pay your outstanding balance or make extra repayments whenever you want.
- Monthly repayments will be automatically debited from your linked business bank account.
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The IDC DX Awards recognise the achievements of businesses that have digitised multiple areas of their business with digital and disruptive technologies. Shift (known as GetCapital at the time) was awarded the Digital Disruptor of the Year and Omni Experience Innovator. Acknowledging how Shift provides a better experience for buyers and suppliers through Shift Trade.
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The Commercial & Asset Finance Brokers Association of Australia (CAFBA) awards celebrate the broker industry. Shift has been awarded Fintech of the Year - voted entirely by brokers – for the last four years running. Brokers are our partners and we’re grateful for the continued trust we receive to work together to provide Australian businesses with the right financial products.
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Shift was listed in the Financial Review Fast 100, recognising Australia’s fastest growing companies. Shift was acknowledged for growth across all products and strong customer engagement.