Business Overdraft
Manage your cash flow with confidence
Access ongoing funds up to $1 million and only pay interest on the funds you use. Open a Business Overdraft today.
Product features
Account limits up to $1M
Weekly instalments over 4 years
Only pay interest on what you use
Approvals possible within 24 hours
International supplier payments via OFX
Ongoing access to funds
Unlike traditional business loans, you can access up to $1 million for ongoing use without the hassle of repeated credits checks each time you need funds.
Suitable for all business needs
Utilise your funds for any business purpose, from managing utilities and inventory, to paying international suppliers using our OFX integration.
Flexible cash flow management
Take charge of your cash flow with weekly instalments over 4 years, paying interest only on what you use.
Hear from our customers
The Business Overdraft platform is user friendly and information relating to the facility is easily trackable. The staff are friendly and able to resolve any issues efficiently.
- MJ's Hideout
The Business Overdraft is an appropriate product to address the business’s needs in the present moment. The experience was good and overall, highly positive.
- Pellycan Asphalt
The whole process of getting set up on the Business Overdraft was fast, smooth and seamless. The technology used by Shift is top notch and Rifayat was a great help.
- Aangan Express Essendon
Access your funds in
3 easy steps
- 1
Register for an account in minutes
- 2Link your business bank account for faster decisions
- 3Get funded and start transacting
Get started today
Open a Business Overdraft
Get started with an account in a few easy steps.
Active ABN
Australian mobile number
Australian driver licence or passport
Need help?
Our team of business lending specialists is available to discuss suitable finance options for your business. Request a call today.