Save time
One revolving facility for current and future needs.
Increase revenue
Recurring stream of income for you.
Deepen customer relationships
Delivering effective and efficient outcomes for you and your clients.
Benefit from revolving products
Shift Business Overdraft and Equipment Line give your customers the confidence and certainty to plan ahead, and greater control to manage their finances. Your customers benefit from the flexibility of a limit set for their business, allowing them to transact as needed.
The right solution for your customers
Business Overdraft
Availability
Round-the-clock access to funds.
Suitable for
Ongoing cashflow management and take advantage of opportunities.
Facility term
Revolving 5-year facility.
Repayments
- Weekly, with the flexibility to pay out or pay down the outstanding balance anytime.
- Amortised principal and interest repayments over 48 months.
Interest
Only pay interest on funds used.
Fees
- No establishment fee.
- Annual fee applies.
Unique additional features
Able to make timely secure international payments at competitive FX rates to over 170 countries.
Equipment Line
Availability
Round-the-clock access to funds.
Suitable for
Purchase equipment and fitout a premises.
Facility term
Revolving 5-year facility.
Repayments
- Pay in easy instalments up to 5 years on equipment purchase.
- No payments for 120 days on fitout purchases.
Interest
Only pay interest on funds used.
Fees
- No establishment fee.
- No annual fee.
Unique additional features
- Upload an invoice for payment. It can be paid in minutes - not days.
- No age or class restrictions on assets.
- No caps on soft costs for fitouts.
Shift allows us to deliver a seamless finance experience to our clients through their technology and products.
Their broker platform, Shift Connect, removes the friction for our clients to access the funds they need for their business. It's user-friendly, requires minimal data entry and sometimes only takes minutes to submit an application.
In addition to the platform, their Business Overdraft offers clients access to finance whenever they need it. By setting our clients up with this facility, they can meet any financial obligations as soon as they arise without needing to go through the process of applying for finance.
Their broker platform, Shift Connect, removes the friction for our clients to access the funds they need for their business. It's user-friendly, requires minimal data entry and sometimes only takes minutes to submit an application.
In addition to the platform, their Business Overdraft offers clients access to finance whenever they need it. By setting our clients up with this facility, they can meet any financial obligations as soon as they arise without needing to go through the process of applying for finance.
Brian O'Keefe - Finance Broker
