Product Guides

Asset List

If your asset is not on this list, please discuss your scenario with your BDM

Class:

Asset type:

Class	Asset type	Asset category	Max term for assets < 20 years	Max age balloon qualification	Max term for assets > 20 years
Primary	Agitators	Concrete Trucks	7 years	20 years	5 years
Primary	All other access equipment	Access Equipment	7 years	20 years	5 years
Primary	All other materials handling equipment	Materials handling	7 years	20 years	5 years
Primary	Backhoe Loader - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Backhoe Loader - Wheeled	Yellow goods wheeled	7 years	20 years	5 years
Primary	Boom Lifts	Materials handling	7 years	20 years	5 years
Primary	Boom Lifts	Access Equipment	7 years	20 years	5 years
Primary	Buses	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Caravans	Caravans	7 years	25 years	5 years
Primary	Cherry Picker	Access Equipment	7 years	20 years	5 years
Primary	Commuter Buses	Light Commercial (< 4.5 tonnes)	7 years	20 years	5 years
Primary	Container Lift	Materials handling	7 years	20 years	5 years
Primary	Crane Trucks	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Excavators - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Excavators - Wheeled	Yellow goods wheeled	7 years	20 years	5 years
Primary	Food Vans - Fitted	Light Commercial (< 4.5 tonnes)	7 years	20 years	5 years
Primary	Forklifts	Materials handling	7 years	20 years	5 years
Primary	Goods Lift and Hoist	Materials handling	7 years	20 years	5 years
Primary	Graders - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Mulchers	Tree Care Arborist Equipment	5 years	20 years
Primary	Other commercial trucks	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Other light commercial	Light Commercial (< 4.5 tonnes)	7 years	20 years	5 years
Primary	Other tracked yellow goods	Yellow goods Tracks	7 years	20 years	5 years
Primary	Other wheeled yellow goods	Yellow goods wheeled	7 years	20 years	5 years
Primary	Pad Rollers - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Pad Rollers - Wheeled	Yellow goods wheeled	7 years	20 years	5 years
Primary	Passenger Vehicles	Passenger Vehicles	7 years	20 years	5 years
Primary	Prime Movers	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Profiler	Profiler	7 years	20 years	5 years
Primary	Pumps	Concrete Trucks	7 years	20 years	5 years
Primary	Reach Stackers	Materials handling	7 years	20 years	5 years
Primary	Scissor Lifts - Wheeled and Track	Access Equipment	7 years	20 years	5 years
Primary	Scrapers - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Scrapers - Wheeled	Yellow goods wheeled	7 years	20 years	5 years
Primary	Side loader	Materials handling	7 years	20 years	5 years
Primary	Skid Steer Loaders - Tracks	Yellow goods Tracks	7 years	20 years	5 years
Primary	Skid Steer Loaders - Wheeled	Yellow goods wheeled	7 years	20 years	5 years
Primary	Telehandler	Access Equipment	7 years	20 years	5 years
Primary	Tippers	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Trailers	Trailers	7 years	30 years	5 years
Primary	Tray Trucks	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Vans	Commercial (> 4.5 tonnes)	7 years	20 years	5 years
Primary	Vertical Mast Lift	Access Equipment	7 years	20 years	5 years
Secondary	All Terrain Crane	Materials Handling	5 years	20 years
Secondary	Assembly lines	Food & Beverage	5 years	5 years
Secondary	Balers	Waste & Environmental Equipment	5 years	5 years
Secondary	Bin Lifter	Materials Handling	5 years	20 years
Secondary	Bottle Filling Lines	Food & Beverage	5 years	5 years
Secondary	CNC Beam Saw	Woodworking Equipment	5 years	20 years
Secondary	CNC Lathe & Turning Machine	Metalworking & Machining	5 years	20 years
Secondary	CNC Machining Centre	Metalworking & Machining	5 years	20 years
Secondary	CNC Milling Machine	Metalworking & Machining	5 years	20 years
Secondary	CNC Plasma Cutter	Metalworking & Machining	5 years	20 years
Secondary	CNC Router	Work Platforms & Benches	5 years	20 years
Secondary	Demountable Coolrooms	Demountable Coolrooms	5 years	5 years
Secondary	Dust Extractors Collectors	Waste & Environmental Equipment	5 years	5 years
Secondary	Edge bander	Woodworking Equipment	5 years	20 years
Secondary	Food Packaging Machine	Food & Beverage	5 years	5 years
Secondary	Fuel Management systems	Fuel Management systems	5 years	5 years
Secondary	Gantry Crane	Materials Handling	5 years	20 years
Secondary	Generators	Generators	5 years	20 years
Secondary	Grinders	Tree Care Arborist Equipment	5 years	20 years
Secondary	Laser Cutter	Metalworking & Machining	5 years	20 years
Secondary	Laundry Plant & Equipment	Laundry Plant & Equipment	5 years	20 years
Secondary	Light Towers (portable)	Light Towers (portable)	5 years	20 years
Secondary	Liquid Filling Machines	Food & Beverage	5 years	5 years
Secondary	Logging Machinery	Logging Machinery	5 years	20 years
Secondary	Metal Guillotine	Metalworking & Machining	5 years	20 years
Secondary	Other metalworking and machining equipment	Metalworking & Machining	5 years	20 years
Secondary	Other woodworking equipment	Woodworking Equipment	5 years	20 years
Secondary	Packaging & Filling Systems	Food & Beverage	5 years	5 years
Secondary	Press Brake	Metalworking & Machining	5 years	20 years
Secondary	Recycling Plants	Waste & Environmental Equipment	5 years	5 years
Secondary	Recycling Plants	Waste & Environmental Equipment	5 years	5 years
Secondary	Road Work Signs (portable)	Road Work Signs (portable)	5 years	20 years
Secondary	Roll Forming Machine	Metalworking & Machining	5 years	20 years
Secondary	Shredding Machinery	Waste & Environmental Equipment	5 years	5 years
Secondary	Skip Bins (with serial numbers)	Skip Bins	5 years	5 years
Secondary	Storage, Shelving & Racking	Materials Handling	5 years	20 years
Secondary	Tower Cranes	Tower Cranes	5 years	5 years
Secondary	Tray Sealing Machine	Food & Beverage	5 years	5 years
Secondary	Vacuum Sheet Lifter	Materials Handling	5 years	20 years
Secondary	Water Jet Cutting machine	Metalworking & Machining	5 years	20 years
Secondary	Water Recycling Systems	Waste & Environmental Equipment	5 years	5 years
Secondary	Wood chippers	Tree Care Arborist Equipment	5 years	20 years
Secondary	Wood Shaving Machine	Woodworking Equipment	5 years	20 years
Secondary	Work Platforms & Benches	Materials Handling	5 years	20 years
Tertiary	AV Equipment	Cameras
Tertiary	AV Equipment	Lighting
Tertiary	AV Equipment	Screens
Tertiary	AV Equipment	Speakers
Tertiary	Catering & Hospitality	Fridges & Freezers
Tertiary	Catering & Hospitality	Racking & Shelving
Tertiary	Cleaning Equipment	Cleaning Equipment
Tertiary	Elevators / Lifts	Elevators / Lifts
Tertiary	Fitness Equipment	Fitness Equipment
Tertiary	Fitouts	Fitouts
Tertiary	Point of Sale (POS) Systems	Point of Sale (POS) Systems
Tertiary	Scaffolding	Scaffolding
Tertiary	Skip Bins (No Serial number)	Skip Bins (No Serial number)
Tertiary	Software	Software
Tertiary	Solar & Batteries (power storage)	Solar & Batteries (power storage)
Tertiary	Technology / IT Equipment	Computers
Tertiary	Technology / IT Equipment	Monitors
Tertiary	Technology / IT Equipment	Servers
Tertiary	Telephony	Telephony
Class	Asset type

Tertiary assets should be funded via the Equipment Line product.

However, where the customer needs can’t be met on the Equipment Line, it may be funded via the Asset Finance product by exception.

Please discuss any scenarios with your BDM.